Get started by watching the video, and then take this guided tour of your new BMC benefits.
The rewards for working at BMC include more than a paycheck. They include benefits and programs for your health, for your financial security and for your life outside of work.
Browse the 2025 U.S. Benefits Guide to find medical plan comparison charts, how-to information and details about all the great BMC benefits. You’ll discover a lot at this stop.
Save a copy of the 2025 Benefits Summary, and refer to it when you enroll or need a quick reminder about your BMC benefits.
Medical coverage is the top attraction on the BMC Benefits Tour. You can choose coverage under the BMC PPO or Health Savings Account (HSA) Plan (or an HMO, if you work in California). The HSA Plan, the most popular plan with BMCers, includes a Health Savings Account. You can…
Medical coverage is the top attraction on the BMC Benefits Tour. You can choose coverage under the BMC PPO or Health Savings Account (HSA) Plan (or an HMO, if you work in California). The HSA Plan, the most popular plan with BMCers, includes a Health Savings Account. You can contribute before-tax dollars to the HSA to help pay for your share of health care expenses now or save it for retirement. BMC also contributes money to HSAs if your annual base salary is $75,000 or less. If you contribute to your HSA, BMC will match your contributions dollar-for-dollar up to $1,100 a year. The amount of BMC match depends on your base salary and who you cover.
As part of the medical plan you select, you also have prescription drug and mental health/substance abuse benefits. If you enroll in the PPO or HSA Plan, you also have access to telehealth through MDLIVE®, a cost-saving way to receive non-urgent medical care and behavioral therapy without leaving your home. For more cost-savings tips, see Teladoc Medical Experts and MDLive in the Benefits Guide.
Your coverage begins on your date of hire. You’ll receive separate medical and prescription drug member ID cards and a spending account card about three weeks after you enroll. The dental and vision plans do not issue member ID cards.
Understand your medical plan
Take a minute or two to watch these videos and learn more.
Medical plan basics
Get to know the HSA Plan
• Play MythSmashers and see how the PPO and HSA plans compare
• HSA contribution limits
• Take a minute or two to watch these videos and learn more.
Triple Threat HSA
How the family deductible works
Manage your health and your budget
BMC funds about 80% of the cost of medical coverage and employees pay the rest through paycheck contributions. When you learn to use your health care benefits more effectively, you help make the most of the money we spend and get better care. That’s why your medical coverage includes resources to help you save money and make informed decisions about your care. Learn more.
You’ll also save money when you stick with the “in” crowd — in-network providers. Seeing out-of-network providers means you could pay more through a higher deductible, higher coinsurance, and the entire amount that exceeds what’s considered “reasonable and customary” (R&C). Watch the Medical Plan Basics video to learn more.
Coverage when you travel
You are covered by your medical plan and more when you travel, giving you protection and peace of mind for your trip. Before your next trip, visit the BMC Business Travel Hub, your one-stop source for information about benefits that protect you when you travel. Watch the video to learn more.
Your BMC health benefits deliver exceptional value to help you cover your health expenses.
BMC offers employees and their eligible dependents Health Advocacy Solutions (HAS). This service gives you confidential, one-on-one help from an industry expert who knows the ins and outs of the complex health care system.
Health Advocacy Solutions are skilled at working with health care providers, insurance plans, and other health-related organizations. They can resolve complex clinical and administrative issues – saving you time, money, and worry.
Dental: The BMC Dental Plan provides preventive care and comprehensive coverage for major dental and orthodontic procedures for adults and children.
Vision: The BMC Vision Plan covers annual eye exams, eyeglass lenses or contacts, frames and discounts on items like sunglasses and laser eye surgery.
Wellness:
The BMC wellness program — bWell — is designed to enhance your well-being and help you reach your health and financial goals. The bWell program offers unique wellness incentive challenges throughout the year and features easy-to-use online tools. When you participate in the BMC bWell program and earn rewards, you can choose cash rewards*, medical premium discounts or both.
Please note: *If you choose a cash reward (gift card), the Internal Revenue Code considers the gift card value as taxable income.
The bWell program is open to all employees and welcomes spouses to participate. While spouses are not eligible for BMC rewards, inviting your spouse to join you can help propel you both into making positive, healthier choices together. To invite your spouse to join the bWell program, log in to mybmcwellness.com after registering and select the Family option. Learn more.
See the Paycheck Costs for medical, dental and vision plans.
BMC offers benefits to help you protect your income today and build financial resources for your future.
Flexible Spending Accounts – or FSAs – allow you to set aside before-tax dollars, up to IRS limits, to pay for eligible expenses. Learn more about FSAs in the Benefits Guide and watch the video.
Disability: Disability benefits will replace a percentage of your income if you miss work due to pregnancy, an illness or personal injury. BMC pays the cost of basic disability coverage. Optional additional long-term disability coverage is also available. Learn more about disability in the Benefits Guide.
Life Insurance: BMC provides basic life insurance and accidental death and dismemberment (AD&D) insurance at no cost to you. You may also purchase coverage for yourself and your family. Learn more about life and accident insurance in the Benefits Guide.
Retirement: The BMC 401(k) Plan is a powerful way to help you build a healthy financial future. If you contribute 5% of your pay each paycheck, BMC will contribute 5%. That’s 10% of your pay in one year going toward your future. Learn more about the BMC 401(k) plan in the Benefits Guide and watch the videos. Read the 401(k) overview and contribution limits.
If you contributed to a previous employer's qualified plan, BMC can assist you in ensuring that you do not exceed these limits.
In addition to health care, income protection and saving benefits, BMC Software offers a variety of benefits and programs that help our employees pursue a healthy work/life balance.
Time Away: BMC recognizes that in order to do your work well, you also need time away from work to refresh and recharge. Learn more about paid time off, holidays and leaves in the Benefits Guide.
The Backup Care Advantage Program offers you in-home and center-based backup childcare, eldercare, and petcare at a subsidized rate for up to 10 uses per year.
Employee Assistance Program (EAP) provides confidential assistance when you have a problem and don’t know where to turn. You and your immediate family members are eligible for up to six free in-person behavioral health counselling sessions per issue each calendar year. Learn more about the EAP in the Benefits Guide.
Never used the EAP before? Watch this video to learn more about the services offered by our EAP.
Tuition Reimbursement: BMC offers up to $5,500 per calendar year for college-level studies (undergraduate and graduate) for active, full-time employees. It's our way to help you improve your job performance or prepare you for your next job at BMC.
Please note: Reimbursement of amounts over $5,250 are considered taxable income in the tax year the money is received.
Fitness Reimbursement: BMC offers up to $225 per calendar year to help pay for fitness activities outside your home. At BMC, it pays to work out.
Adoption Assistance: BMC provides financial assistance of $5,000 to help you pay agency fees, court fees and other adoption-related expenses.
Commuter Account: This benefit lets you pay for eligible transit and vanpool expenses from your paycheck on a before-tax basis.
ClassPass: BMC provides a $10 a month discount on memberships at ClassPass, the world’s largest studio, and gym network. There is also a no cost option to access ClassPass’ video library.
Milk Stork: Employee moms who are just transitioning back to work have access to Milk Stork while traveling. The benefit includes Milk Stork kits with breast milk storage bags, a refrigerated box for packing, and a tote if mothers choose to carry milk with them.
IonTuition: This benefit can help you manage your student loans more efficiently, pay them off faster and cheaper, and help you live a debt-free life.
Group legal is an optional plan that provides coverage for important legal expenses such as adoption, wills, estate planning, and real estate transactions.
Identity Theft Protection helps you safeguard your finances, credit and more.
Group auto and home insurance provides discounted rates on homeowners, renters, auto and property insurance.
Pet health insurance helps pay for covered health care for these special family members at the licensed vet of your choice.
Learn more about these benefits in the Benefits Guide.
In your first 31 days
You have 31 days from your hire date to enroll for benefits. After 31 days, you won’t be able to enroll or make changes to your benefits until annual enrollment (typically in the October/November timeframe), unless you get married, have a baby or experience another qualified status change…
In your first 31 days
You have 31 days from your hire date to enroll for benefits. After 31 days, you won’t be able to enroll or make changes to your benefits until annual enrollment (typically in the October/November timeframe), unless you get married, have a baby or experience another qualified status change. Learn more about changing your benefits in the Benefits Guide and watch the video.
To enroll, go to mybmcrewards.com, and click on Go To Your Benefits Resources then click on Enroll in Your Benefits! Our enrollment website, Your Benefits Resources (YBR), will take you through everything you need to do in just a few simple steps. See the Paycheck Costs for medical, dental and vision plans.
If you’re enrolling dependents, you will need to provide documentation to support their eligibility — like a marriage license and birth certificate — and send it to YBR within 45 days of your hire date.
If you don’t enroll yourself or your eligible dependents within 31 days of your hire date, you will NOT receive medical coverage but you will be automatically covered by these BMC benefits:
Questions? If you have difficulty accessing the site or have questions about your benefit options, please call YBR at 1-877-262-4849. Representatives are available from Monday through Friday, 8 a.m. to 9 p.m. Eastern time.
Later On
Once you’ve been with BMC one week, remember to:
Make this the day you enroll in the BMC 401(k) Savings Plan on your smartphone, tablet, or computer. In about the time it takes to download an app, you can choose to enroll with a savings approach that’s right for you.
EasyEnroll now:
Text Start to 343898 or Go to NetBenefits.com/Easy
After enrolling, you can adjust your approach any time to fit your changing needs.
See all of the plan’s highlights at NetBenefits.com, or get help enrolling from a Fidelity Representative at 1-866-546-4424.
Investing involves risk, including risk of loss.
Message and data rates may apply.
Use these resources to help you navigate your new benefits during your first 31 days on the job and beyond.
MyBMC Rewards provides a snapshot of your pay, retirement benefits, health and insurance benefits, and corporate programs (Login required).
MyBMCBenefits.com: Access additional benefits information and review your Benefits Guide.
MyBMCBTA.com: Your one-stop source for information about benefits that protect you when you travel.
The BCBSTX mobile app helps you locate in-network doctors and hospitals, get coverage information, and view and e-mail your ID card.
The Express Scripts mobile app provides easy access to drug prices and lower-cost options—such as generic alternatives—under your BCBSTX plans.
The MDLIVE Mobile App* connects you with a doctor from anywhere, anytime. In addition to medical and pediatric care, MDLIVE also offers behavioral health therapy services and psychiatry.
*Available if enrolled in a BCBSTX medical plan.
The Reimburse Me App helps you manage your BMC HSA, flexible spending accounts and commuter account on the go.
The NetBenefits® Mobile App gives you access to your BMC 401(k) account anytime, anywhere.
The Chubb Travel mobile app features information and tools to support travelers before and during their trips abroad.
The U.S. Benefits Team shares through email and this site, news and resources that keep you updated on all things benefits. You can also sign up for text messages and never miss an important update about your benefits. When you are ready to enroll, visit MyBMC Rewards.
MyBMC Rewards provides a snapshot of your pay, retirement benefits, health and insurance benefits and corporate programs. Visit MyBMC Rewards to:
Go online anytime or call 877-262-4849. Representatives are available from Monday through Friday, 8 a.m. to 9 p.m., Eastern time.
From enrollment reminders to important 401(k) information and benefits updates, you can be the first to know when your attention or action is required.
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