Enrollment Year-End Reminders

  • Review Your Confirmation Statement: Annual Benefits Enrollment ended November 15. You will receive a confirmation statement showing your 2020 benefits elections. Please take a minute to review it. If you need to make a change, call Your Benefits Resources at 1-877-262-4849 before December 27, 2019.
  • Dependent Verification: If you added a new dependent to your benefits during annual enrollment, you will receive a verification request notice and package at your home address. Follow the instructions and respond by the deadline. If you do not complete and return the requested documents, your dependents will be ineligible for coverage and removed from BMC benefits.
  • Medical Plan Deductible: Remember, you pay a deductible before most plan benefits pay. Reducing unnecessary costs and being a smart consumer saves you money while you are meeting your plan deductible and helps reduce overall plan costs after you meet your deductible.
  • If You Take Specialty Drugs: On January 1, 2020, Express Scripts will introduce SaveonSP, a program that covers a variety of specialty drugs at 100%. If you enroll in the SaveonSP program, you will not have a copay or cost for the speciality drugs on the SaveonSP list. Most BMC employees and their family members will not be affected by this change; few take specialty prescription drugs. If this program affects you, you will receive information from SaveonSP on how to enroll in the program.

Enrollment in the program is voluntary. If you choose not to participate, you will be responsible for the copay. Keep in mind that the copay will not count towards your deductible or out-of-pocket maximum.

For example: 

You are on Copaxone. Your copay is currently $70. Effective January 1, 2020, your copay will increase to $1,000.

If you enroll in the SaveonSP program, the manufacturer copay assistance program pays your full copay, and you will pay nothing ($0).

If you choose not to enroll in the SaveonSP program, your financial responsibility will be the full $1,000 copay. Also, the $1,000 copay will notcount towards your deductible or out-of-pocket maximum.

If you are newly prescribed to one of these specialty drugs, Accredo will identify you when you first attempt to fill the prescription and put you in contact with SaveonSP to enroll in the program.

  • Dependent Audit Begins January 6: To help control costs and administer health benefits fairly, BMC is preparing to conduct a dependent eligibility audit starting January 6, 2020. We will partner with Alight Dependent Verification Services (DVS). Many other employers conduct dependent eligibility audits as a process to verify that dependents covered under a medical plan option are eligible for coverage according to plan rules. The audit will help both you and BMC because it controls premium increases and promotes honesty and fairness to all participants. Watch your email for more information. Read More.
  • ID Cards: If you enrolled in a BMC medical plan for the first time or you changed plans from 2019 to 2020, you will receive medical ID card(s) before the end of December. Dental and vision ID cards are not required, so you will not receive one in the mail. Just have your provider contact Delta Dental at 1-800-521-2651 or VSP at 1-800-877-7195 when you get care. You can also download the apps to your smartphone, and you'll always have a copy of your ID card with you.

bWell Builds Update

Congratulations to team Stack IT on their first-place finish in the bWell Builds Stack Your Steps Challenge, October 21 to November 19. The team logged an average of 6,173 flights of stairs. Members of the Stack IT team, Mary C., Ana D., Luci L., Jacquetta M., Kevin R., and two additional team members, will each receive a $250 gift card. And Charles B. and Luci L. took top honors for stacking the most flights of stairs and will receive a $250 gift card. Congratulations, Charles and Luci! 

Runners up included team America's Helix BRMs logging 2,948 flights of stairs, followed by team Db2 Admin Steppers with 2,663 flights of stairs. 

In addition to the challenge winners, 200 participants climbed up 500 flights of stairs during the challenge, logged their activity on mybmcwellness.com, and earned 500 bWell points. Way to go!

Kelsey-Seybold Joins Blue Cross Network

Last month Blue Cross Blue Shield of Texas (BCBSTX) entered into a multi-year contract with Kelsey-Seybold Clinic locations in the Houston area.

BMC employees and their covered dependents covered under the PPO and HSA medical plans will have access to the Kelsey-Seybold network starting January 1, 2020. BCBSTX members will have access to more than 400 physicians and allied health practices at 21 Kelsey-Seybold locations in the Greater Houston area. The organization operates the largest freestanding Ambulatory Surgery Center in the state of Texas and offers state-of-the-art radiation therapy technology at a nationally accredited Cancer Center.

Naturally Slim Sign Up Begins January 13

Ever wonder how some people can eat all their favorite foods and not gain weight? Naturally Slim is an online program that will teach you how. And here’s a hint: it doesn’t include starving, counting calories or spending hours prepping ‘approved’ foods.

BMC is giving you the chance to learn how to eat the foods you love while reducing your risk of developing severe conditions, like diabetes or heart disease.

Naturally Slim is available at NO COST to you and is accessible via computer and mobile device so you can participate whenever it’s convenient, wherever you are.

The sign-up period runs January 13 to 24, and the program begins February 10. Space is limited, so mark your calendars and go to naturallyslim.com/bmc to learn more. 

Employees, spouses, and adult dependents over the age of 18 covered on the BCBS medical plan are eligible to apply.

Using Mindfulness to Take Charge of Your Eating

In this busy world, it's common to quickly devour meals in between (or during!) other pressing tasks. Perhaps you stare at a screen while eating, and in a blink, the meal disappeared, and you barely noticed it. Mindless eating is when your primary attention is elsewhere—not on your food. However, you can improve your eating habits by practicing mindfulness around food. You’re likely to eat better food, and perhaps less food.

Join Magellan’s live interactive webinar Using Mindfulness to Take Charge of Your Eating on Wednesday, Dec.11, at 1 p.m., CST. Learning objectives include:

  • Define and describe mindful eating as it pertains to physiological processes
  • Practice an essential mindful eating exercise
  • Learn how to use mindful eating strategies to obtain your goals 

Space is limited, so register now.

Tips for Mindful Eating

Emotional or stress eating is an unhealthy way to suppress our negative emotions such as fear, anger, and sadness. To avoid emotional eating during holiday events:

  • Bust stress and avoid eating by going for brisk walks, doing some indoor exercises at home, or hitting the gym.
  • While you don’t want to deny yourself yummy holiday desserts, fill most of your plate with healthier foods.

Daily diligence

Make better eating decisions! Habits such as rushing through meals, leaning on junk food, or snacking late at night don't support optimal health.

  • Don't rapidly devour your lunch or dinner while glued to a screen or reading. Get away from technology, slow down, breathe between bites, and note when you're full.
  • Strive to follow and cook a new healthy recipe at least once per week.
  • Mindful eating means being fully attentive to your food—as you buy, prepare, serve, and consume it.
  • Distracted eating makes it harder to listen to your body’s signals about food and other needs.
  • Try gradually changing the habit of eating and not paying attention. Your eating will be more in control, and you'll enjoy it more.

Source: magellanascend.com

November FEDTalks Prize Winner

Congratulations to Tim P., who attended the FEDTalk virtual workshop on November 14, and won a Google Nest Hub.

If you weren’t able to make it to the November 14 FEDTalk, you could still earn 150 bWell points. Attend another “Create a Budget, Ditch Your Debt, and Start Building for the Future" virtual workshop with a Fidelity expert. Then, submit a screenshot from the workshop to the Benefits team via a My Request ticket to confirm your attendance.  

Watch your email for details about the next FEDTalk on January 14, 2020.

FEDTalks are part of a series of quarterly financial well-being workshops BMC hosts featuring Fidelity experts. Whatever your age or financial goals and challenges, these workshops are designed to help you get to your financially healthy place by better managing your finances, making smart financial decisions, and saving for retirement.

Sandwiched: Balancing Financial Priorities

According to the Pew Research Center, 1 in 7 middle-aged adults (15%) is providing financial support to both an aging parent and a child. Why are so many feeling this financial squeeze? People are living longer. They are having children later. 

Meanwhile, many young adults are finding it too expensive to live on their own. Hence, the “boomerang kids” phenomenon. Add in rising health care expenses for older Americans, and you have the makings of today’s sandwich generation.

Year-End Tax Saving Reminders

The end of the year is an excellent time to check on your workplace financial accounts. The last day of December is sometimes an urgent deadline, so it can make sense to do some year-end housekeeping. 

Max out retirement and health savings accounts. Before-tax contributions to the BMC 401(k) Plan will reduce current year taxes. The 2019 contribution limit is $19,000. People over age 50 can contribute an extra $6,000 in catch-up contributions, for a maximum contribution of $25,000. The contribution limit increases to $19,500 for 2020; the catch-up contribution limit rises to $6,500. The deadline is December 31 for this year's contributions.

Contributions to a health savings account (HSA) reduce taxes too. The IRS maximum annual contribution limit for HSAs in 2019 is $3,500 for those individuals electing single coverage under the HSA medical plan), and $7,000 for those electing family coverage. Individuals over age 55 may contribute an additional $1,000 (this applies to both single and family HDHP coverage). Family coverage includes any level of coverage other than employee-only coverage. The deadline for 2019 contributions to an HSA is April 15, 2020.

Source: Fidelty.com

Resources

Find FAQs, rates, benefit provider websites and more.

Plan Contact Information
Enrollment Presentation
Benefits Webinar
Summary of Advocacy Services
HSA Trustee Transfer Form
Request to Close HSA Form
2012 Rates
Medco Preventive Drug List
How to Change Your HSA Contribution
Register for Aetna Navigator

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Resources

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FAQs About Medication Management
2013 Rates
2013 Rates with Wellness Discount
Plan Contact Information
Summary of Advocacy Services
Register for Aetna Navigator
Age 65 Reminder Email
How to Request STD and/or FMLA

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Replay the Employee WebEx on 2013 Enrollment
ESPP Webinar
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Resources

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Blue365 Discount Program

2014 Information

2014 Rates
2014 Plan Contact Information
Affordable Care Act FAQs
Annual Enrollment FAQs
FAQs About Medication Management

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Blue Cross Blue Shield Information

Transition of Care Summary
PPO Plan Changes Summary
Benefits Value Advisors
Blue365 Discount Program
Duty Calls Parenting App
Find Doctors App
Nurseline
Blue Access Mobile

Other Resources/Services

Dependent Verification
Wellness Program Overview

Other Services

MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
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Benefit Presentations

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Annual Enrollment Presentation
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Resources

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Retirement
Blue365 Discount Program
2016 Step it Up Team Tip Sheet.pdf

2015 Information

2015 Rates
2015 Plan Contact Information
2015 Annual Limits

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Duty Calls Parenting App
Find Doctors App
Nurseline

Other Resources/Services

Medicare, Social Security and Health Savings Accounts
FAQs About Medication Management
MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
HSA & Medicare
Mythsmashers
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Resources

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Blue365 Discount Program

2016 Information

BMC 2016 Step Therapy Drug List
BMC 2016 Prior Authorization Drug Lists
Express Scripts Maintenance Medication List

2017 Information

2016 Rates
2016 Annual Limits
2016 Plan Contacts

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
Watch a recorded employee meeting
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Resources

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2017 Plan Contacts
Blue365 Discount Program

2017 Information

2017 Rates
2017 Annual Limits
2017 Step it Up Team Tip Sheet.pdf

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
FAQs About Medication Management
Magellan Employee Assistance Program
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
Watch a recorded employee meeting
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Resources

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Blue365 Discount Program
2018 Annual Limits

2018 Information

2018 Rates

BCBSTX Resources

Blue Access Mobile
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Nurseline

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Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
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Resources

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Blue365 Discount Program
2019 Rates
2019 Annual Limits

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

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Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
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Medicare, Social Security and HSAs Recorded Meeting
Medicare, Social Security and HSAs Presentation
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Resources

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Blue365 Discount Program
2020 Rates
2020 Annual Limits
Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

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Dependent Verification
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Benefit Presentations

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Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Presentation
Medicare, Social Security and HSAs Recorded Meeting
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Resources

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Blue365 Discount Program
2021 Annual Limits
2021 Rates

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Oct. 19 Compuware Meeting
Oct. 19 Compuware Meeting Presentation
Oct. 20 Compuware PPO/HSA Meeting Presentation
Oct. 20 Compuware PPO/HSA Meeting
Oct. 28/Nov. 3 Meeting Presentation
Oct. 28 Meeting
Nov. 5 Medicare, Social Security & HSAs Meeting
Nov. 5 Medicare, Social Security & HSAs Meeting Presentation
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Resources

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Blue365 Discount Program
2022 Rates
2022 Annual Limits
BCBSTX Health Advocate Flyer

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
2022 Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
Medicare, Social Security and HSAs Presentation
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Resources

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2023 Rates
2023 Annual Limits
2023 New Hire Benefits Summary

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
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Resources

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2024 Rates
2024 Annual Limits
Balanced Prescription Coverage
Express Scripts Home Delivery
FlexAccess Cost Assistance

Blue365 Discount Program
2024 New Hire Benefits Summary

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

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Dependent Verification
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Benefit Presentations

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Annual Enrollment Presentation
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Resources

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2025 Rates
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2025 New Hire Benefits Summary
2025 bWell Program Overview

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Health Summit Podcast (Full Version)
Arc Fertility Segment: Health Summit Podcast
Mental Health Segment: Health Summit Podcast
Health Navigation Segment: Health Summit Podcast
Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
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