Your HSA Balance Grows in July

BMC will contribute the remaining 50% of the company’s total annual contribution to Health Savings Accounts (HSAs) in July.

July is the perfect time to check your HSA balance. If you won’t reach the IRS annual limit by year-end, consider making your own contributions to your HSA to add to what BMC contributes. It’s a helpful tax-free way to manage health care costs before meeting your deductible.

You can check your balance and change your contributions on the My BMC Benefits & Compensation website, click on Your Benefits Resources and follow these steps to make the change. You can also call 1-877-262-4849 and select Your Spending Accounts. See the online Benefits Guide for details. 

Watch the video to learn more about the benefits of contributing more to your Health Savings Account.

One Month Left to Rock Your Wellness

The bWell Rocks Tour continues until July 31. Participants who earn 7,000 bWell points by the deadline will be inducted into the bWell Hall of Fame and qualify to win the ultimate VIP experience—a rock-star-style package, and nine other rockin’ prizes. 

Visit mybmcwellness.com to check your progress or sign up for a challenge. Earn bWell points by completing these challenges:

  • Beat the Funk: Choose whole foods at least five days a week. Reward: 10 points each week.
  • Burst into Fitness: Progress from physical activity to exercise by including internal training at least three times each week. Reward: 15 points each week.
  • Preventive Dental Screening: Schedule an appointment with your dentist to maintain your dental health. Reward: 50 points. 
  • Register online with Best Doctors: Go online, click register and follow the screen prompts for providing personal information. Reward: 50 points.

bWell Brings Blood Pressure Into Focus

Thank you to everyone who participated in the 12-week Heart-a-Palooza Challenge. Throughout March, April, and May you tracked your blood pressure. We hope that you’ve gained some valuable information and made some lifestyle changes that you can continue past the program, including regularly monitoring your blood pressure. 

According to the American Heart Association, controlling your blood pressure means you’re lowering your risk for heart disease, heart attack, diabetes, stroke, and kidney disease.  

To keep your blood pressure under control, follow these tips from the American Heart Association:

  • Keep your appointments with your health care provider.
  • Make changes to your diet and physical activity routines lifelong habits. Remember, you don’t have to make dramatic changes all at once. Make gradual changes that you’re likely to keep pursuing.
  • Follow your health care provider’s advice, including losing weight if recommended.
  • Keep your eyes on the prize: better health. By reminding yourself of your goal, you are putting yourself in a position to succeed

Useful Links
See the questions to ask your doctor about blood pressure.

Your Medical Plan Travels with You

If international travel is part of your summer plans, your BMC medical plan coverage means you can take care of your illness or injury wherever you. Here’s a quick reminder of what to know and take before you leave on your trip. 

BCBSTX Plans

  1. Download the Blue Core app for iPhone or Android for help locating the nearest in-network doctor, clinic or hospital where you are. 
  2. You can also call the Blue Cross Blue Shield Global Core® Service Center. Service is available any time by calling toll free at 800-810-2583 or collect at 804-673-1177.
  3. For more information about the Blue Cross Blue ShieldGlobal Core® read the program overview or visit bcbsglobalcore.com.

Kaiser Medical Plan

Before you leave home, call Kaiser Member Services at 1-800-464-4000 to confirm your coverage outside the U.S. In an emergency, call this number for precertification or preauthorization.

Remember to always carry your medical ID card with you and in an emergency, go directly to the nearest hospital. Watch the video to learn more.

Add MDLIVE to Your Vacation Checklist

Hotel room… attraction tickets… bathing suits… you’ve planned for it all—except for suddenly getting sick. In the past, you’d have to put your plans on hold, and frantically search for an urgent care center or ER in an unfamiliar area. By the time you’re discharged and pick up your prescriptions, you would have pretty much burned one of your valuable pre-planned days of fun. Fortunately, that’s no longer the case! Read More...

Do I Need Surgery? Ask Best Doctors

Pain can come in different forms. So can your treatment options. If you think only surgery can fix your aches and pains, consider getting a second opinion.

Deciding if surgery is right for you is a big decision. For example, before you decide on back surgery, you can have a world-renowned musculoskeletal expert review your case – all at no cost to you. With a Best Doctors review, you can be confident that your diagnosis and treatment plans are correct.

Best Doctors will collect your medical records for you and have them reviewed by the best specialists in the world without ever having to leave your home. The specialist will either confirm your diagnosis and treatment plan or recommend a change, giving you the peace of mind you deserve. Visit the Best Doctors website or call 1-866-904-0910 to learn more and start a review.

Helping Your Kids Manage Stress

It’s common for adults to view the world of children as pretty carefree. However, research suggests that children and teens now face higher levels of stress than prior generations. Excess stress can have serious impacts on children’s health, well-being and sense of security. Join Magellan’s live interactive webinar on Wednesday, July 11Helping Kids and Teens Recognize and Manage StressWorkplace. Inthis webinar, you will learn:

  • Common stressors of kids and teens
  • How kids and teens experience and show stress
  • Stress management practices
  • Ways to engage kids and teens in managing their stress

Space is limited so register now.

Useful Links
Stress comes along with any new challenge, good or bad. Read things to do to handle it, from kidshealth.org. 

Tap into your Employee Assistance Program for interactive online resources, wellness tips and private counseling that can help you better manage stress in your family. Log in to MagellanHealth.com/member to get started. When prompted, type in BMC’s toll-free EAP number, 1-800-327-1393. 

BrokerageLink Account Changes Reminder

On July 30, 2018, Fidelity will implement changes to BrokerageLink accounts. If you have a self-directed BrokerageLink account, Fidelity recently sent you a communication about this change. 

 As a reminder, the BrokerageLink changes include:

  • Administrative fees: If you owe administrative fees and do not have available holdings in your regular 401(k) plan account, any administrative fees you owe may be deducted from your BrokerageLink account. 
  • Selling assets: Per Fidelity's liquidation process, BMC Software has directed Fidelity to sell BrokerLink assets on your behalf in the following order: 1) core cash position, 2) mutual funds, 3) equities, 4) options, 5) fixed income/other.

If you have any questions, call 866-546-4424, Monday through Friday, 8:30 a.m. to 8:00 p.m. Eastern time.

To Get Out of Debt, You May Need a Long-Term Plan

For many of us, summertime and vacation go hand in hand. But just because summer is a good time to get away for some people doesn't mean that it's the right time for you, especially if you are drowning by debt. Digging out of debt can be painful—but the payoff is empowering. Just think: All that money spent paying interest on past purchases could be money invested for your future. But it takes a committed and consistent plan to get out of debt and stay out. Read More… Source: Fidelity

Useful Links
Should you skip vacations when you’re getting out of debt? Money experts Dave Ramsey and the Millennial Money Man weigh in.

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