BMC Steps It Up!
For Fun, Fitness and Prizes
The four-week Step It Up! Challenge kicked off May 12 at BMC, with more than 700 employees strapping on a pedometer to make every step count. Participants will walk, run, swim, bike, or do whatever activity they enjoy to reach the goal of 50,000 steps a week and compete for great prizes. Read More...
Get Your BCBS Health & Wellness Deals
Blue365® is just one more advantage of being a Blue Cross and Blue Shield of Texas (BCBSTX) member. Blue365 includes discounts from top national and local retailers on fitness gear, gym memberships, family activities, healthy eating options and much more.
Getting discounts is easy. Just go to Blue365Deals.com, enter your email and ID Card Prefix "BMY" and register on the website. Once you register, you will receive weekly "featured deals" — additional limited-time discounts from leading health companies and online retailers. Now you are all set to enjoy great health and wellness deals! Read More...
Eye Exams Keep You Healthy
When it comes to our health, we often visit our doctor regularly to make sure our bodies are healthy. But what about our eyes? They're not always top of mind, but they're just as important.
During Healthy Vision Month, held each May, the National Eye Institute reminds you to make your eye health a priority and learn more about the steps to take to protect your vision:
- Get a dilated eye exam.
- Live a healthy lifestyle, including eating healthy foods, maintaining a healthy weight, managing chronic conditions, and not smoking.
- Know your family history.
- Use protective eye wear.
- Wear sunglasses.
Source: National Institutes of Health
Interesting fact: According to Vision Service Plan (VSP), 96% of eye doctors detect signs of serious health conditions once a month or more. Commonly detected diseases during eye exams include: brain tumor, cancer, diabetes, high blood pressure, and high cholesterol.
June EAP Webinar:
Healthy Aging and the Brain
More than 40 million Americans are over age 65, and that number is expected to double over the next 30 years as baby boomers age, according to the 2010 Census Bureau Report. Eating well, being physically active, managing your stress and keeping your brain active will protect your mental and physical health as you get older.
To learn more about healthy aging, register for the June Employee Assistance Program (EAP) webinar, "Healthy Aging and the Brain," on Wednesday, June 11 from 1 p.m. to 2 p.m. Central. Register now.
Tax Considerations
When Saving for Your Future
The BMC 401(k) plan gives you three contribution options: before-tax (traditional), after-tax or Roth contributions. Making before-tax contributions to your 401(k) gives you an immediate tax break; Roth contributions give it to you down the road. Which is better? It depends on how long the money stays in the account, how much it earns, and what your tax rates are when you put the money in and take it.
For some, it might be a good idea to make both before-tax and Roth contributions if you can, giving you taxable and tax-free withdrawal options. Financial planners call this tax diversification, and it's generally a smart strategy. Each individual's tax situation is different so take time to consider all the facts and consult your tax advisor.
Learn more about 401(k) contributions and income tax strategies on the Fidelity Viewpoints website. Try the Fidelity "Traditional vs. Roth Retirement Savings Plan Modeler" or the "401(k) or Roth?" calculator at bankrate.com.
It’s Never too Early — or too Late — to Start Saving for College
Starting a savings plan for college now can help avoid sticker shock later. Options for financing your child's education include 529 plans, financial aid, and more. Read More...
Source: Fidelity