401(k) Tips for the New Year
We all have good intentions at the start of every new year when it comes to making that list of goals and resolutions. And often those goals are to get fit, watch your budget, or spend more time with your family. This year, invest in your future and put your 401(k) savings at the top of the list!
Which of these best describes you?:
New to BMC?
- To understand all the benefits available to you, review the materials that BMC provided when you were hired.
- Enroll in the BMC 401(k) Savings Plan.
- Develop an investment strategy. Need help? Consider enrolling in Fidelity Portfolio Advisory Services (PAS)—an optional feature that puts your 401(k) account under professional investment management. To learn more, go to the NetBenefits website and click on the "BMC 401(k) Plan" link, and then from the Summary Page, click on the "Help me manage my investments" link.
Been investing for a while?
- Consider increasing your contribution rate — even 1% can make a difference.
- Ask yourself, "Have I experienced any life changes that could affect my goals or investment strategy? Have I recently gotten married or had a child? Should I adjust my contribution level or investment mix based on that change? Am I taking full advantage of everything the BMC 401(k) plan has to offer including the match?" Watch this video to learn more about the BMC 401(k) plan.
- Visit the NetBenefits website to update the beneficiaries for your 401(k) account (user ID and password required).
Planning to retire in a few years?
- Determine your retirement income:
- Review your BMC 401(k) account balance, your current contribution level, and your investments. Read your annual statement or go to the NetBenefits website and create an online statement.
- Contact former employers to include any additional retirement benefits you may receive.
- Review your Social Security personal earnings and benefit estimate statement.
Copyright © 2024 BMC Software. All Rights Reserved |
Disclaimer
Disclaimer:
The content on this site includes links to tools and information that are not the property of BMC Software, and BMC Software is not responsible for their accuracy, completeness or continued availability. Some of the material contained in this site is based on official plan documents. It is not, nor is it intended to be, the legal plan document or a contract between the company and any employee or contractor. Every effort has been made to ensure the accuracy of this material. In the unlikely event that there is a discrepancy between the site and the official plan documents, the official plan documents will control. BMC Software reserves the right to amend or terminate the plan(s) or program(s) at any time. If you believe the benefits do not describe those available to you, contact the Benefits Center at 877-BMC-4849.
Copyright © BMC Software. All Rights Reserved
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