Roth 401(k) Versus Traditional 401(k): The Choice Is Not So Obvious
So why would anyone choose to make Roth contributions to your 401(k) account instead of traditional, before-tax contributions? The answer is found by first looking into your personal crystal ball and making a decision about your future tax scenario. Roth contributions will benefit an individual who anticipates being in a higher tax bracket in retirement than they are while contributing to their 401(k). Use the Fidelity Roth modeler to compare Roth versus before-tax contributions to your BMC 401(k) account.
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Disclaimer
Disclaimer:
The content on this site includes links to tools and information that are not the property of BMC Software, and BMC Software is not responsible for their accuracy, completeness or continued availability. Some of the material contained in this site is based on official plan documents. It is not, nor is it intended to be, the legal plan document or a contract between the company and any employee or contractor. Every effort has been made to ensure the accuracy of this material. In the unlikely event that there is a discrepancy between the site and the official plan documents, the official plan documents will control. BMC Software reserves the right to amend or terminate the plan(s) or program(s) at any time. If you believe the benefits do not describe those available to you, contact the Benefits Center at 877-BMC-4849.
Copyright © BMC Software. All Rights Reserved
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