If your 401(k) contribution percentage is so high that you meet the $19,500 limit in the first half of the year, you could lose out on thousands of dollars in match money from BMC. You could also lose out on the match if you change your contribution percentage up and down throughout the year or suspend contributions temporarily because of cash flow issues. Make 2020 the year where you don’t lose money.
To learn more, watch the “Don’t Miss Out on the Match” video and use the BMC Retirement Savings Calculator. The calculator can help you figure out how much to contribute each pay period to make sure you don’t exceed the limits and miss out on any of the BMC matching contributions. This tool can be used after you’ve already made contributions for the current year. You will need to know your year-to-date contributions. A current pay stub will provide this information. Review the Payroll Cutoff Schedule to determine when your contribution changes take effect.
Need more retirement help? Speak with a Fidelity expert at 866-546-4424.
MyBMC Rewards provides a snapshot of your pay, retirement benefits, health and insurance benefits and corporate programs. Visit MyBMC Rewards to:
Go online anytime or call 877-262-4849. Representatives are available from Monday through Friday, 8 a.m. to 9 p.m., Eastern time.
From enrollment reminders to important 401(k) information and benefits updates, you can be the first to know when your attention or action is required.
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