Here are some important reminders about your BMC 401(k) Plan.
The IRS has announced increased 401(k) contribution limits that will apply in 2012:
The BMC 401(k) Plan will match your before-tax and/or Roth 401(k) contributions on a per-pay-period basis in 2012, so it will be important to make sure you're contributing at least 5% of your eligible pay each pay period throughout the year.
In most cases, that's all you need to do to ensure you receive the maximum BMC match. However, if you plan to contribute at a higher level designed to reach the IRS maximum contribution amount, you'll need to plan your contributions carefully to avoid reaching the IRS maximum before the end of the year, which stops your contributions for the remaining pay periods.
The "BMC 401(k) Deferral Calculator" is available on Fidelity NetBenefits®. This tool can help you determine your maximum contribution amount and help you maximize company contributions to your account. Check your year-to-date contributions by reviewing your pay stubs or by going online to Fidelity NetBenefits and running a year-to-date statement. You can change your contribution rate at anytime.
MyBMC Rewards provides a snapshot of your pay, retirement benefits, health and insurance benefits and corporate programs. Visit MyBMC Rewards to:
Go online anytime or call 877-262-4849. Representatives are available from Monday through Friday, 8 a.m. to 9 p.m., Eastern time.
From enrollment reminders to important 401(k) information and benefits updates, you can be the first to know when your attention or action is required.
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