Medication Tips That Save You Money

From the April 2012 Benefits eNews

Your doctor is about to write you a prescription. Before he or she does, consider these Medco* drug plan features that could save you money and still get you on the road to better health.

  • Save yourself a trip to the pharmacy and save money by using the Medco Pharmacy home delivery program. You can order up to a 90-day supply of routine medications like blood pressure medicine, allergy medicine, and birth control. Ready to start saving? Medco makes it easy:
    • Go to the “transfer to mail order” section of the Medco website, click on “Call my Dr”, and Medco will call your doctor for a new prescription, or
    • Call Medco at 1-866-577-2523 to transfer your prescription.
  • Whether it’s a one-time or routine prescription, ask if there’s a generic equivalent to the medication. If there is, and if your doctor agrees, ensure your doctor’s prescription allows for a generic replacement. If not, ask your doctor whether he or she can prescribe a medication on Medco’s formulary. The formulary list is available from Medco or by calling 1-866-577-2523.

    Generic drugs cost less than brand-name drugs and are approved by the FDA as having the same effectiveness as their brand-name counterparts. Cost-saving generic equivalents to these popular brand name drugs are available through Medco’s Generics Rx Advantage program:

    • Lipitor
    • Effexor XR
    • Synthroid
    • Wellbutrin XL
    • Coumadin
    • Nasacort AQ
    • Depakote
    • Toprol XL
    • Adderall
    • Ambien

    A formulary is a list of recommended prescription medications that is created, reviewed and continually updated by a team of physicians and pharmacists. The Medco formulary contains a wide range of generic and brand name preferred products that have been approved by the Food and Drug Administration (FDA).

  • Sign up for the Medco Generic Rx Advantage program for savings and discounts. If eligible, you’ll receive a free three-month supply on any new generic you order from the Medco Pharmacy. If you are enrolled in the Aetna PPO plan, you are eligible for a free three-month generic supply. If you are enrolled in the Aetna HSA plan, you are eligible for a free supply of preventive prescriptions. For all other generic prescriptions, you must reach your annual deductible before you qualify for a free supply. The Generic Rx Advantage program also provides discounts that may help you save all year long. Visit Medco or call 1-877-909-GenRx (1-877-909-4367).

* Does not apply if you’re enrolled in the Kaiser Permanente medical plan.

Reminder: Aetna HSA Covers Preventive Prescription Drugs at 85%

The Aetna HSA plan pays 85% of the cost of certain preventive prescription drugs—like insulin or blood pressure medicine—even if you haven’t satisfied the annual plan deductible. The list of eligible preventive prescription drugs includes hundreds of medicines that help support your ongoing good health.

The preventive medication list includes generic, formulary, non-formulary and specialty drugs. For more information about preventive prescription drugs, visit the Medco website or call 1-866-577-2523.

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