Work Hard, Play Hard Update
BMC’s wellness program, Work Hard, Play Hard, is your annual opportunity to expand your potential and become the best possible version of you: physically, emotionally, intellectually, occupationally, socially, and spiritually. Read More...
Life Can Be Hard. Finding Support Shouldn’t Be.
Mental illnesses are so prevalent that more than half of all Americans will be diagnosed with at least one condition during their life. Yet, many people never receive treatment. If you need help and are more comfortable with digital tools, Learn to Live can help. Available to Blue Cross Blue Shield of Texas members, this no-cost service starts with an online assessment to help pinpoint the right programs for you, such as:
- Depression
- Stress, anxiety, and worry
- Social anxiety
- Insomnia
- Substance abuse
Don’t let stigma prevent you from getting services for your overall health and well-being. Learn to Live may recommend online lessons, computer-based therapy, or virtual coaching, depending on the online assessment results.
Watch this quick video to learn more.
How to Access Learn to Live
Learn to Live is available through MyEvive, or get started here. Like in-person therapy, your individual results, program progress, and messages with your coach will not be shared with BMC.
Kaiser HMO Medical Plan Resources for Your Mental Health, etc.
If you’re a member of the Kaiser HMO Medical Plan, you can access these resources to help you improve your health and well-being:
- Work with a wellness coach. Working with a wellness coach can help you to reach your goals with a personalized action plan and one-on-one support. Read more.
- Join a Virtual Health Talk. Every fourth Thursday of the month at 12:30 p.m. Pacific time. See the upcoming schedule here for topics.
- Try the Calm app. Calm is an app that uses meditation and mindfulness to help lower stress, reduce anxiety and improve sleep quality. Read more.
- Stay well. Follow your doctor’s vaccine recommendations.
Earn Cash with Member Rewards
Members of a BCBSTX health plan can earn rewards by shopping for health care. Shop and compare costs for over 1,600 health care procedures online using the BCBSTX Provider Finder® tool. Just like shopping for a new car, doing a little comparison shopping can really pay off.
The price of health care services can differ by hundreds and sometimes thousands of dollars based on where you get care. Higher cost doesn’t always mean better quality. By choosing a cost-effective option for your care, you can save money on your out-of-pocket costs and may earn a cash Member Reward.
How Do Member Rewards Work?
It’s easy. There aren’t any forms to fill out. Just follow these steps when a doctor suggests a medical procedure or service:
- Log in to Blue Access for Members at BCBSTX.com
- Look for “Find Care.” Then you can look for doctors and hospitals. Do your search to compare your choices and select a reward-eligible location.
- Have the procedure or service at the reward-eligible location you chose.
Once the claim is paid, you’ll receive a check* in the mail.
* The Internal Revenue Service Code considers gift cards as taxable income.
Bundle and Save on Insurance
You’ve probably seen the ads on television about bundling your insurance to save on your premium. Your BMC benefits can also help you save on your home, auto or renter’s insurance.
Like the average savings Farmers GroupSelect customers reported, you could save money by bundling policies. In fact, others have saved $751* on average. Get a quote here or call 844-297-3774 and mention discount code BAP to see how much you could save.
*Savings based on the average nationwide annual savings in 2021 reported by new customers who called the Farmers GroupSelectâ„ employee and affinity member call center switched their insurance to a Farmers® branded insurance policy issued through the Farmers GroupSelect employee or affinity member program, and realized savings.
How Inflation Could Impact Your Retirement Savings
Inflation has hit everyone where it hurts—in the wallet. More than 70% of Americans say they are very concerned about the impact of inflation on their retirement savings plan, according to Fidelity’s 2022 State of Retirement Planning Study. And almost one-third don’t know how to ensure their retirement savings keep up.
Higher prices can eat into savings, but you may be able to keep your plan on track. Read more.
Join Fidelity for Financial Education
Fidelity Investments will offer several financial education workshops for BMC employees in the months ahead. Increase your financial knowledge and confidence and get answers to your questions at Ask Fidelity sessions. Mark your calendar and register for these virtual events.
July 12 and 27: Creating a Budget You'll Actually Use. Planning out your spending and living within a budget is about freedom. Learn how to create a budget so you’re prepared for the unexpected and able to pursue what’s important to you.
August 9: Understanding Your Options When Saving for College. Your child’s college costs may be one of your most significant expenditures. Gain a basic understanding of how to start saving now and the saving and investing options available.
August 24: Put the Power of NetBenefits to Work for You. Did you know that there’s more to do in NetBenefits than checking your balance? Come on a tour and discover the powerful resources that can help you plan, track, and save for retirement.
September 13: How to Make the Most of Your Retirement Savings. How much saving is “enough” for retirement? Learn strategies that can help you save more today and tips for preserving and growing your savings in retirement.
September 28: Understanding Your Debt So You Can Take Control. Would you like to get a handle on your debt once and for all? Discover fundamental strategies to help you prioritize what to pay off first and tips for managing your spending.