Annual Enrollment Ends November 9

It’s time to enroll in your benefits! Now through Nov. 9, read about the changes for 2019 and get reminders at mybmcbenefits.com, then head over to the My BMC Compensation & Benefits website to review your current coverage and see if it still meets your needs and budget.

BMC will offer the same medical, dental, and vision options for 2019. Medical and dental copays, deductibles, coinsurance, and out-of-pocket maximums will also stay the same. While there are just a few changes to your BMC benefits for next year, we continue to focus on providing quality health care and tools that encourage healthy behaviors and wise use of health care resources.

If You Don’t Enroll by Friday, November 9
Even if you are happy with your current coverage, we encourage you to review your enrollment elections this year.

If you do not enroll by November 9, 2018, your 2018 benefit elections will carry over to 2019, except:

  • HSA – You must make a new HSA contribution election each year, but you can change your contribution amount anytime during the year.
  • FSA – You must re-enroll in the Health Care and/or Dependent Care FSA each year during Annual Enrollment to participate.

Sign up for Text Alerts
Sign up to receive text alerts and never miss an important benefits update. From enrollment reminders to important 401(k) information and benefits updates, you can be the first to know when your attention or action is required. Sign up now. (You will need to create and user name and password.)

Useful Links
If you’re considering enrolling in the Group Prepaid Legal Plan or Pet Insurance Plan during enrollment, watch these short videos to learn more about these valuable benefits: Pet Insurance video or Group Legal Plan video.

Destination bWell Update – The Great Stairwall Climb

As of October 31 more than 315 people visited the first Destination bWell virtual destination – The Great Wall of China. Congratulations to all virtual travelers who collectively climbed more than 140,766 steps to date as part of the Great Stairwall Climb. Employees who climbed at least 476 flights during the month-long competition will receive 350 bWell points.

You can join Destination bWell anytime. If you’ve recently registered to participate, watch this quick video to see how easy it is to use the new WellRight portal and mobile app. After you’ve registered at mybmcwellness.com, you can also watch the bWell Intro Webinar that provides an overview of all the WellRight features.

Be Prepared: Register for the Backup Care Advantage Program

BMC employees have access to the Bright Horizons Backup Care Advantage Program, which includes both back-up child care and adult/elder care. The BackUp Care Advantage Program provides you with high-quality center-based and in-home care options for those days when your regular care arrangements fall through. All care providers are screened and carefully selected from high-quality child care centers and experienced in-home care agencies. Program benefits include:

  • BMC employees are eligible for 10 days of backup care available per the calendar year.
  • Provides temporary care for your loved ones 24 hours a day, 7 days a week.
  • You will pay a copay each time you use the service:
    • Center-based child care: $15 per child or $25 per family
    • In-home care is $6 per hour, with a four-hour minimum.
    • You have to register to use backup care. You can register (free of charge) and make reservations for backup care even if you don’t need care right now. Once you’re registered with Bright Horizons, you can schedule care at least one month in advance.
    • You can register two ways: Online at careadvantage.com/bmc(Username: BMC and password: CARE4YOU), or call the toll-free number at 1-877-BH-CARES (1-877-242-2737). You will be asked to provide the care recipient name, birth date, any known allergies, and emergency contact.

Useful Links
Are you one of 90 million in the U.S. providing care to a loved one? Do you have a story to tell? November is #NationalFamilyCaregiversMonth. @CaregiverActionNetwork has info, resources, and stories to help you #SuperchargeYourCaregiving. Read More… 

When to Get a Second Opinion

According to Healthgrades.com, polling data show that most Americans–70% in fact–don’t feel the need to seek a second doctor’s opinion. That says a lot about our confidence in our doctors. However, a 2017 Mayo Clinic study showed that 88% of people who went for a second opinion received a different or refined diagnosis from their first one. Read More…

When you're faced with a medical decision, consider contacting Best Doctors. Best Doctors is a free, confidential, easy-to-use BMC benefit that provides you and your family with answers from top-rated medical specialists.

Best Doctors Answers Common Questions

Do You Share Information about My Case?

Best Doctors does not tell BMC or your insurance company about your case or your call. We don’t share your information with anyone, not even your doctor unless you give us permission.

Do These Services Cost Me Anything?

No. Best Doctors is included at no charge in your employee benefits package. There are no network or geographic restrictions. 

How Does Best Doctors Work with My Doctor?

We only share our findings with you. If you would like us to share our InterConsultation® report with your treating physician, we are happy to do so with your authorization.

Do I Have to Follow Your Expert’s Recommendations?

No. The information you receive from Best Doctors is intended to help you make informed decisions regarding your diagnosis or treatment plan. You remain in full control of your next step(s). 

See the Benefits Guide to learn more about your Best Doctors benefits.

Estate Planning; Financial Basics

Some believe there is no need for estate planning until they reach a certain age. Others believe it’s only for the wealthy. The truth is that it’s wise for everyone to start the estate planning process as early as possible. The benefits of estate planning include: ensuring affairs will be properly taken care of, defusing potential family conflicts over assets, specifying who will care for minor children, and minimizing estate and other transfer taxes. Join Magellan’s live interactive webinar on Wednesday, November 14, Estate Planning; Financial Basics and learn more about the benefits of proactive estate planning. Space is limited so register now. 

Why Estate Planning is Important

Planning for how to handle an unexpected event such as sudden death, a traumatic accident or illness probably isn’t top-of-mind for you most days, but it is an important task. Establishing an estate plan with specific instructions is crucial to ensuring that your loved ones know your wishes and can execute on them.

Benefits of having an estate plan include:

  • Ensuring that your children have the legal guardian you’ve chosen
  • Avoiding family disputes and administrative complexities via clear advance instructions
  • Minimizing taxes and legal fees
  • Avoiding having the state identify who receives your assets
  • Preserving wealth for your beneficiaries.

Useful Links
Even if you're unmarried and without dependents, you should still have a will. Read Why Everyone Needs an Estate Plan from Kiplinger.

Read the top 5 frequently asked questions about wills from Legal Zoom.

5 Steps to Creating an Estate Plan

For many people, creating an estate plan is a task that routinely gets pushed to the bottom of the pile. Some assume that estate plans are only for the wealthy. Others may simply want to avoid thinking about some of the tough topics estate planning entails. Whatever the reason, more than half of Americans don't even have a basic will, according to a 2017 survey. Read More…

Source: fidelity.com

Useful Links
The BMC Group Prepaid Legal Plan covers the cost of basic will preparation. See the Benefits Guide to learn more about plan benefits or visit legalplans.com or call Hyatt Legal at 1-800-821-6400.

Take a Positive Step for Your Financial Well-Being

BMC and Fidelity will host the workshop “Making the Most of Your Retirement Savings” on Friday, November 16 at 1 p.m. Central time.

During the workshop you’ll learn:

  • The importance of saving as much as possible for retirement
  • How much to save for retirement and the benefits of saving more
  • Different account types you can use to save for retirement
  • Ways to preserve and grow your savings to last throughout your lifetime
  • Today you’ve taken a positive step toward enhancing your financial wellness.

Employees who attend the workshop, either virtually or onsite in Houston and Santa Clara, will earn 150 bWell points and receive a chance to win a set of Apple Air Pods wireless headphones.  

Mark your calendar and watch your email for details to sign up.

If you need additional guidance on your personal finance or saving for retirement, call a Fidelity retirement expert at 1-866-546-4424.

Resources

Find FAQs, rates, benefit provider websites and more.

Plan Contact Information
Enrollment Presentation
Benefits Webinar
Summary of Advocacy Services
HSA Trustee Transfer Form
Request to Close HSA Form
2012 Rates
Medco Preventive Drug List
How to Change Your HSA Contribution
Register for Aetna Navigator

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

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Resources

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FAQs About Medication Management
2013 Rates
2013 Rates with Wellness Discount
Plan Contact Information
Summary of Advocacy Services
Register for Aetna Navigator
Age 65 Reminder Email
How to Request STD and/or FMLA

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Annual Enrollment Presentation
Replay the Employee WebEx on 2013 Enrollment
ESPP Webinar
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Resources

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Blue365 Discount Program

2014 Information

2014 Rates
2014 Plan Contact Information
Affordable Care Act FAQs
Annual Enrollment FAQs
FAQs About Medication Management

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Blue Cross Blue Shield Information

Transition of Care Summary
PPO Plan Changes Summary
Benefits Value Advisors
Blue365 Discount Program
Duty Calls Parenting App
Find Doctors App
Nurseline
Blue Access Mobile

Other Resources/Services

Dependent Verification
Wellness Program Overview

Other Services

MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
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Benefit Presentations

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Annual Enrollment Presentation
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Resources

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Retirement
Blue365 Discount Program
2016 Step it Up Team Tip Sheet.pdf

2015 Information

2015 Rates
2015 Plan Contact Information
2015 Annual Limits

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Duty Calls Parenting App
Find Doctors App
Nurseline

Other Resources/Services

Medicare, Social Security and Health Savings Accounts
FAQs About Medication Management
MetLife BMC Dental Plan
Magellan EAP Highlights
Teladoc Services Highlights
Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
HSA & Medicare
Mythsmashers
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Resources

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Blue365 Discount Program

2016 Information

BMC 2016 Step Therapy Drug List
BMC 2016 Prior Authorization Drug Lists
Express Scripts Maintenance Medication List

2017 Information

2016 Rates
2016 Annual Limits
2016 Plan Contacts

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
Watch a recorded employee meeting
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Resources

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2017 Plan Contacts
Blue365 Discount Program

2017 Information

2017 Rates
2017 Annual Limits
2017 Step it Up Team Tip Sheet.pdf

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
FAQs About Medication Management
Magellan Employee Assistance Program
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and Health Savings Accounts
Watch a recorded employee meeting
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Resources

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Blue365 Discount Program
2018 Annual Limits

2018 Information

2018 Rates

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
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Resources

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Blue365 Discount Program
2019 Rates
2019 Annual Limits

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
Medicare, Social Security and HSAs Presentation
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Resources

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Blue365 Discount Program
2020 Rates
2020 Annual Limits
Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Presentation
Medicare, Social Security and HSAs Recorded Meeting
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Resources

Find FAQs, rates, benefit provider websites and more.

Blue365 Discount Program
2021 Annual Limits
2021 Rates

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Oct. 19 Compuware Meeting
Oct. 19 Compuware Meeting Presentation
Oct. 20 Compuware PPO/HSA Meeting Presentation
Oct. 20 Compuware PPO/HSA Meeting
Oct. 28/Nov. 3 Meeting Presentation
Oct. 28 Meeting
Nov. 5 Medicare, Social Security & HSAs Meeting
Nov. 5 Medicare, Social Security & HSAs Meeting Presentation
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Resources

Find FAQs, rates, benefit provider websites and more.

Blue365 Discount Program
2022 Rates
2022 Annual Limits
BCBSTX Health Advocate Flyer

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
2022 Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
Medicare, Social Security and HSAs Presentation
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Resources

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2023 Rates
2023 Annual Limits
2023 New Hire Benefits Summary

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

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Annual Enrollment Presentation
Medicare, Social Security and HSAs Presentation
Annual Enrollment Recorded Meeting
Medicare, Social Security and HSAs Recorded Meeting
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Resources

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2024 Rates
2024 Annual Limits
Balanced Prescription Coverage
Express Scripts Home Delivery
FlexAccess Cost Assistance

Blue365 Discount Program
2024 New Hire Benefits Summary

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

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Dependent Verification
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Benefit Presentations

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Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
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Resources

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2025 Rates
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2025 New Hire Benefits Summary
2025 bWell Program Overview

Blue365 Discount Program

BCBSTX Resources

Blue Access Mobile
Benefits Value Advisors
Nurseline

Other Resources/Services

Dependent Verification
Wellness Program Overview
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Benefit Presentations

View recorded WebEx presentations on benefits topics.

Health Summit Podcast (Full Version)
Arc Fertility Segment: Health Summit Podcast
Mental Health Segment: Health Summit Podcast
Health Navigation Segment: Health Summit Podcast
Annual Enrollment Presentation
Annual Enrollment Recorded Meeting
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