View the 2019 benefits costs.
View the 2019 enrollment home mailer.
View a 2019 Annual Enrollment WebEx presentation.
See your 2019 prices now or on Your Benefits Resources™ (YBR) when you enroll.
If you participated in the bWell Rocks Tour—the 2017-2018 BMC Wellness Program—and completed reward levels two or three by the July 31, 2018 deadline, you earned a $200 or $500 discount on your paycheck costs for medical in 2019. The Enroll in Your Benefits page on YBR will show the discounts you have earned.
The IRS has increased the HSA contribution limit for those with HSA Plan medical coverage. Starting in January 2019, contribution limits are:
The limits include what BMC contributes and what you (or anyone else) contribute to your account. Also, if your spouse has his/her own HSA, your combined contribution totals are subject to the family contribution limit.
BMC will once again contribute to your HSA at the same level as 2018 if you remain covered under the HSA medical plan. Company contributions are made semi-annually, half in January and the other half in July.
| If your base salary is $75,000 or less | If your base salary is more than $75,000 | |||
|---|---|---|---|---|
| You-Only Coverage | Other Coverage Levels | You-Only Coverage | Other Coverage Levels | |
| BMC Contributes | $750 | $1,500 | $500 | $1,000 |
| You Contribute | Up to $2,750 | Up to $5,500 | Up to $3,000 | Up to $6,000 |
| Total 2019 contribution allowed by the IRS (yours and BMC's) | $3,500 | $7,000 | $3,500 | $7,000 |
If you are age 55 or older anytime during 2019, you can contribute an additional $1,000 to your HSA.
You can contribute up to $2,650 (up from $2,600) in your Health Care Flexible Spending Account (HCFSA) for 2019. Remember, you can roll forward up to $500 in your HCFSA at the end of the year. Choose your contributions carefully. You cannot make any changes to your contributions until next year’s Annual Enrollment, unless you have a qualifying event like marriage, a new baby, or divorce.
BMC believes that supporting your financial well-being is just as important as helping you reach and maintain your best physical and emotional health. Annual Enrollment is mainly focused on your health and welfare benefits. But while you’re making important decisions about your health, take a few extra minutes to give your BMC 401(k) account an annual checkup too.
To change your contribution rate and confirm your beneficiaries, visit netbenefits.com.
BMC and our health care partners offer a variety of programs that can help you and your family identify health risks, manage chronic conditions, save money and lead a healthier life. These programs are offered at no cost to you and include:
Beginning January 1, 2019, per paycheck contributions for Supplemental Life Insurance will decrease. Annual enrollment is a good opportunity to evaluate your life insurance needs and decide if you should elect more coverage. Evidence of insurability is required if you elect more than $500,000 of coverage.
When you view your paycheck premiums in the Benefits Enrollment section of Your Benefits Resources, your cost will reflect the lower insurance premium rates applicable to your age and smoking status.
Earlier this year, Lincoln National Insurance acquired Liberty Life Assurance, the claims administrator for BMC life and disability insurance benefits. The ownership change does not affect your benefits. However, if you submit a claim or make an inquiry to the company, you may receive correspondence from either company during the ownership transition.
Not sure if you need to enroll? Use this checklist for help. If you check ANY of these boxes, you need to enroll.
Even if you are happy with your current coverage, we encourage you to review your enrollment elections this year.
If you do not enroll by November 9, 2018, your 2018 benefit elections will carry over, except:
Complete these steps between October 29 and November 9 to get the coverage that’s right for you and your family.
If you leave the YBR website before submitting all of your elections, your benefit choices will not be saved. Look for the "Completed Successfully" message to signal that your enrollment is completed, and print this page as confirmation of enrollment.
If you add a new dependent to your coverage for 2019 during Annual Enrollment, you will need to verify your dependent’s eligibility. YBR will send you a verification request notice and package at your home address. Follow the instructions in the package and respond by the deadline. If you do not complete and return the requested documents, your dependents will be ineligible for coverage and dropped from BMC benefits.
If you need assistance using YBR, call a Benefits Center representative at 1-877-262-4849, 8 a.m. to 9 p.m., Eastern time. When you call, enter your ID and password and select Your Benefits Resources.
MyBMC Rewards provides a snapshot of your pay, retirement benefits, health and insurance benefits and corporate programs. Visit MyBMC Rewards to:
Go online anytime or call 877-262-4849. Representatives are available from Monday through Friday, 8 a.m. to 9 p.m., Eastern time.
From enrollment reminders to important 401(k) information and benefits updates, you can be the first to know when your attention or action is required.
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