Enrollment Year-End Reminders
- Review Your Confirmation Statement: Annual Benefits Enrollment ended November 15. You will receive a confirmation statement showing your 2020 benefits elections. Please take a minute to review it. If you need to make a change, call Your Benefits Resources at 1-877-262-4849 before December 27, 2019.
- Dependent Verification: If you added a new dependent to your benefits during annual enrollment, you will receive a verification request notice and package at your home address. Follow the instructions and respond by the deadline. If you do not complete and return the requested documents, your dependents will be ineligible for coverage and removed from BMC benefits.
- Medical Plan Deductible: Remember, you pay a deductible before most plan benefits pay. Reducing unnecessary costs and being a smart consumer saves you money while you are meeting your plan deductible and helps reduce overall plan costs after you meet your deductible.
- If You Take Specialty Drugs: On January 1, 2020, Express Scripts will introduce SaveonSP, a program that covers a variety of specialty drugs at 100%. If you enroll in the SaveonSP program, you will not have a copay or cost for the speciality drugs on the SaveonSP list. Most BMC employees and their family members will not be affected by this change; few take specialty prescription drugs. If this program affects you, you will receive information from SaveonSP on how to enroll in the program.
Enrollment in the program is voluntary. If you choose not to participate, you will be responsible for the copay. Keep in mind that the copay will not count towards your deductible or out-of-pocket maximum.
For example:
You are on Copaxone. Your copay is currently $70. Effective January 1, 2020, your copay will increase to $1,000.
If you enroll in the SaveonSP program, the manufacturer copay assistance program pays your full copay, and you will pay nothing ($0).
If you choose not to enroll in the SaveonSP program, your financial responsibility will be the full $1,000 copay. Also, the $1,000 copay will notcount towards your deductible or out-of-pocket maximum.
If you are newly prescribed to one of these specialty drugs, Accredo will identify you when you first attempt to fill the prescription and put you in contact with SaveonSP to enroll in the program.
- Dependent Audit Begins January 6: To help control costs and administer health benefits fairly, BMC is preparing to conduct a dependent eligibility audit starting January 6, 2020. We will partner with Alight Dependent Verification Services (DVS). Many other employers conduct dependent eligibility audits as a process to verify that dependents covered under a medical plan option are eligible for coverage according to plan rules. The audit will help both you and BMC because it controls premium increases and promotes honesty and fairness to all participants. Watch your email for more information. Read More.
- ID Cards: If you enrolled in a BMC medical plan for the first time or you changed plans from 2019 to 2020, you will receive medical ID card(s) before the end of December. Dental and vision ID cards are not required, so you will not receive one in the mail. Just have your provider contact Delta Dental at 1-800-521-2651 or VSP at 1-800-877-7195 when you get care. You can also download the apps to your smartphone, and you'll always have a copy of your ID card with you.